Business Checking Accounts


Spend your time running your business, not worrying about managing your finances. In addition to great accounts, you can manage all of them easily with a variety of electronic banking services.

Our Business Checking Accounts are designed to fit any size business, from start-ups all the way up to corporate accounts with high transaction activity. We’re here to help you and your business succeed!

Contact us to receive the switch kit.

Business Checking
Item Small Business Checking Business Checking with Interest Business Analysis Checking
Minimum to Open $100 $100 $100
Minimum Balance Required: No minimum balance required $100 No minimum balance required
Interest or Earnings Credit: None Interest paid with minimum balance Earnings allowance
Monthly Service Charge: First 150 transactions free then $.25 each additional item Pay as you go. No monthly fee $.15/transaction $15 Monthly $0.18 each credit, $0.15 each debit, $0.06 on-us deposited item, $0.10 transit deposited item, $0.18 ACH credits, $0.15 ACH debits, $0.10 Cash Deposit (per $100)

Additional Benefits

  • Free Monthly e-Statements

  • Paper Statements $7

  • Free Online Banking

  • Free Bill Pay


Debit Cards for Business

URB Card Management

Card management and spend tracking within our Mobile Banking App

Designed to optimize your experience, the new features will be found by tapping "My Cards" right inside your Mobile Banking App. 

  • Transaction notifications

  • Enriched transactions to clearly see where your purchases are made

  • Recurring payment visibility for subscriptions and cards on file with merchants

  • Controls and alerts for location, merchant type, and spending limit preferences

  • Simplified reporting of lost or stolen cards

  • Tracking spend by month, category, and more

If you have additional questions about banking at United Republic Bank, don’t hesitate to contact us, or you can check out our Frequently Asked Questions (FAQs). Both are great ways to make sure you’re fully informed on all that we have to offer.