Personal Loans

You need a partner who’s there to help with your personal borrowing needs. Whether it’s buying or building your dream home, or you need financing for a new car, URB has the personal loan programs you’ve been looking for.

Personal/Auto Loans & Credit Cards

No matter what your personal borrowing needs may be, United Republic Bank is there for you. Browse our lending programs and then contact us so our lending team can put together the right plan for your financial needs.

Personal Loans

A personal loan is perfect for those times when you don't want to use your savings or investments. We offer competitive rates and terms for both secured and unsecured loans.


New and Used Auto Loans

Fast, affordable, and flexible. We'll customize your loan with monthly payments to fit your budget and help you drive home the car you've been waiting for! For added convenience, have your monthly payments automatically deducted from your United Republic Bank checking or savings account or utilize our convenient online banking and bill pay service.


Credit Cards

Explore our credit cards. See which offers are best for you.


Home Equity Loans or Lines of Credit

Home Equity Loans

Based on your home's equity, a home equity loan lets you borrow a specific amount of money with a repayment term set for a specific period of time. You can then use the funds any way you see fit. From home improvements, paying for college education, buying a new car, or even consolidating debts. Additionally, because the loan is secured by your home, your interest payments may be tax-deductible. (Consult your tax advisor for details.)

Home Equity Lines of Credit

Enjoy a revolving line of credit that offers a low variable rate of interest (tied to the Prime Rate) based on the equity in your home. Once approved, you’ll be able to use the funds for home repairs, paying off high interest credit card debt, and more. As above, your interest payments may be tax-deductible. (Consult your tax advisor for details.)

Mortgage Loans

We understand the importance of owning your own home. The answers are here at United Republic Bank. Our rates are competitive and our experienced mortgage advisors specialize in finding solutions to both common and unique needs.

Our programs include conventional loans for the purchase or refinance of single-family homes, 2-4 unit properties, condos, town homes, and investment properties.

Fixed Rate Mortgages

Enjoy traditional terms at a fixed interest rate. The monthly payments are fixed throughout the entire term of your loan making it easy to budget and know exactly what your monthly housing costs will be.

Mortgage Refinancing

If you’ve built up equity in your home, there are several reasons you may want to consider refinancing your mortgage. You’ll be able to access your home's equity to free up cash for other purposes, you could lower your current interest rate, shorten the term of your loan, or lower your monthly payment.

Bridge Loans

A bridge loan allows you to purchase a new home using your current home's equity before it’s sold.

Residential Construction Loans

Let us help you build your dream home! A construction loan from URB allows for disbursements to the builder, contractor or developer as the construction process progresses, minimizing your interest costs. Once the construction process is complete, be sure to speak with us about our great mortgage loan programs for long-term financing of your new home. 


Regardless of your personal borrowing needs, the lending experts at United Republic Bank are here and excited to help. Give us a call at (402) 505-8500 and we’ll be happy to help. 

Checking Made Easy

With four great account types to meet your personal banking needs, you’ll find the right checking account for your banking needs at URB.


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