Personal Checking Accounts

Flexible. Convenient. Right for you. We’ve made choosing the right checking account simple. We are here to help you make the most of your time and money.

All of our checking accounts include free online banking, bill payment, our convenient mobile banking app, free text and email account alerts, free eStatements, and direct deposit. Add a free ATM/Visa Check card to make accessing your funds and making purchases a breeze.

Each account is eligible for direct deposit and optional overdraft protection to provide you with peace of mind. Get Started by stopping by our office or you can complete and submit our online deposit application.

MAKE THE SWITCH CURRENT RATES APPLY NOW
 

Free Checking

No minimum balance and no monthly service fees

Interest Checking

Earn interest on your balance with this all-inclusive account

Republic Checking

This exclusive account pays you back 

UR Time

Designed exclusively for customers “50 or better”

Minimum to Open

$100.00

$100.00

$100.00

$50.00

Minimum Balance to Avoid Monthly Service Charge

N/A

$100.00

N/A

$50.00

Service Charge

N/A

$10 if balance falls below minimum

N/A

$5 if balance falls below minimum

Interest

None

Tiered based on Balance:
$0-$2,499
$2,500-$9,999
$10,000-$24,999
$25,000 and Above
 

None

Tiered based on Balance:
$0-$5,000
Above $5,000

ATM Fees

Unlimited transactions at URB ATMs.
$2.00 for each foreign ATM Transaction.
Surcharges may apply. Currency conversion fees may apply.

Unlimited transactions at URB ATMs.
$2.00 for each foreign ATM Transaction.
Surcharges may apply. Currency conversion fees may apply.
 

No ATM Fees plus rebate of surcharges.
Currency conversion fees may apply.

Unlimited transactions at URB ATMs.
5 free foreign ATM Transactions and then $2.00 each thereafter.
Surcharges may apply. Currency conversion fees may apply.

Free Checks

No

No

Yes

Yes 

Overdraft Transfer

$5.00 per transfer 

$5.00 per transfer

$5.00 per transfer

$5.00 per transfer

Rebates

No

No

Yes1

No

 1Customers receive a $0.10 credit to their account for every VISA debit card merchant transaction, up to a maximum of $5 per month. 

We make it easy to get started banking at United Republic Bank. You can visit our office in Elkhorn or get started with the links below.

MAKE THE SWITCH  | APPLY NOW

 

Download Our Mobile Banking App

Take the bank with you no matter where you are. Our mobile banking app works on iOS and Android devices and is a great way to put the power of banking in the palm of your hand.

PERSONAL MOBILE BANKING

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