Personal Checking Accounts

Flexible. Convenient. Right for you. We’ve made choosing the right checking account simple. We are here to help you make the most of your time and money.

All of our checking accounts include free online banking, bill payment, our convenient mobile banking app with mobile deposit, free text and email account alerts, free eStatements, and direct deposit. Add a free Visa® Debit Card with Card Control to make accessing your funds and making purchases a breeze.

Each account is eligible for direct deposit and optional overdraft protection to provide you with peace of mind. Get Started by stopping by our office or you can complete and submit our online deposit application.

MAKE THE SWITCH CURRENT RATES APPLY NOW
 

Freedom Checking

No minimum balance and no monthly service fees

Republic Checking

This exclusive account pays you back 

UR Time Checking

Designed exclusively for customers “50 or better”

Rewards Checking

Reward URself with  this account

Minimum to Open

$0.00

$1,000.00

$50.00

$50.00

Minimum Balance to Avoid Monthly Service Charge

N/A

$1,000.00

$50.00

NA

Service Charge

N/A

$10.00 if balance falls below minimum

$5.00 if balance falls below minimum

NA

Interest

None

None
 

Tiered based on balance: 

$0-$5,000

       Above $5,000 with monthly direct deposit, and 10 debit transactions

Tiered based on balance:

$0-$20,000

  Above $20,000 with monthly direct deposit, 20 debit card transactions and E-statements

ATM Fees

Unlimited free transactions at URB &      Money Pass ATMs.     2 free foreign ATM transactions, including refund of surcharges, with a monthly direct deposit. $2.00 for each foreign ATM transaction thereafter.

Unlimited free ATM transactions worldwide, including refund of surcharges.  
 Currency conversion fees may apply.
 

Unlimited free transactions at URB &      Money Pass ATMs.       5 free foreign ATM transactions, including refund of surcharges, with a monthly direct deposit and 10 debit transactions. $2.00 for each foreign ATM transaction thereafter.

Unlimited free transactions at URB &       Money Pass ATMs. 2 free foreign ATM transactions, including refund of surcharges. $2.00 for each foreign ATM transaction thereafter.

Free Checks

No

Yes

Yes

No

Overdraft Transfer

$5.00 per transfer 

$5.00 per transfer

$5.00 per transfer

$5.00 per transfer

Rebates

No

Yes1

No

No

 1Customers receive a $0.10 credit to their account for every VISA debit card merchant transaction, up to a maximum of $5.00 per month. 

We make it easy to get started banking at United Republic Bank. You can visit our office in Elkhorn or get started with the links below.

MAKE THE SWITCH  | APPLY NOW

 

Download Our Mobile Banking App

Take the bank with you no matter where you are. Our mobile banking app works on iOS and Android devices and is a great way to put the power of banking in the palm of your hand.

PERSONAL MOBILE BANKING

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