Financial Calculators  

Our collection of helpful financial calculators make budgeting and planning for your future easy.

Retirement Savings and Planning

401(k) Calculator

A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.

Roth IRA vs. Traditional IRA Calculator

Use this calculator to determine which IRA may be right for you.

Mortgage Calculators

15 vs. 30-Year Mortgage

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Calculator with Taxes and Insurance

Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.

Loan Calculators

Amortizing Loan Calculator

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Enhanced Loan Calculator

Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

Credit Cards and Debt Management

Accelerated Debt Payoff Calculator

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Auto Calculators

Car Loan Calculator

Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

Savings Calculators

Certificate of Deposit Calculator

Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Personal Finance

Debt-to-Income Ratio

Use this calculator to determine your debt-to-income ratio, an important measure in determining your ability to get a loan.


If you’re ready to talk about your financial needs, we encourage you to get in touch. We look forward to hearing from you and helping to achieve your goals!

Contact Us

Bank Online with Ease

Set your own “banker’s hours” and manage your United Republic Bank accounts all online. Check balances, transfer funds, pay bills and more. Best of all, Online Banking is free for URB customers.



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